In large bowl, stir together soup, cream cheese and milk. Stir in cooked noodles, ham, broccoli, asparagus and carrots. Divide half of the mixture between baking dishes. In medium bowl, mix mozzarella and Cheddar cheeses. Sprinkle half of the cheese mixture over casseroles. Top with remaining ham mixture. Add croutons to remaining cheese mixture; sprinkle over casseroles.