1Drain and rinse 2 cans black beans (do not drain third can); set aside.
2In 4- to 6-quart Dutch oven, heat oil over medium-high heat. Add onion and garlic; cook 6 to 8 minutes, stirring frequently, until tender. Stir in chili powder, cumin, pepper and salt; cook 3 minutes.
3Stir in diced tomatoes, burger crumbles, bouillon cube, water and drained and undrained beans. Heat to boiling over medium-high heat; reduce heat to medium-low. Simmer 30 minutes, stirring occasionally. Serve with desired toppings.