1Heat griddle or skillet; grease if necessary. Stir Bisquick mix, milk, sugar, vanilla and egg until blended. Pour batter by slightly less than 1/4 cupfuls onto hot griddle.
2Cook until bubbles break on surface. Sprinkle about 1 teaspoon cracker crumbs over each pancake. Turn; cook until golden. Remove from griddle.
3Spread about 1 tablespoon marshmallow creme over the crumbs side of each of 7 pancakes; sprinkle about 1 tablespoon chocolate chips over marshmallow creme on each. Top with another pancake, crumbs side down.