1Heat oven to 425°F. In 10-inch skillet, heat oil over medium heat until hot. Cook tortillas (from dinner kit), one at a time, in oil about 20 seconds or until golden brown; turn and cook 10 seconds longer. Drain on paper towels.
2In same skillet, cook beef, stirring occasionally, until thoroughly cooked; drain. Stir in seasoning mix (from dinner kit) and water; heat until hot.
3Spread 2 tablespoons refried beans on each tortilla. Top with 2 tablespoons beef and 1 tablespoon ranch sauce (from dinner kit). Sprinkle each with 1/2 cup cheese; garnish with olives and onions. On ungreased cookie sheets, place pizzas.
4Bake 5 to 7 minutes or until cheese is melted.